Privacy Policy

1.1 This policy explains when and why we collect personal information about our website visitors, how we use it, how we keep it secure, and your rights in relation to it.

1.2 We may collect, use and store your personal data as described in this Data Privacy Policy and as described when we collect data from you.

1.3 We reserve the right to amend this Data Privacy Policy from time to time without prior notice. We may be required to amend this Data Privacy Policy due to regulations. For any significant changes, you will be notified, but you are advised to check our website for the latest Privacy Policy.

1.4 We will always comply with the Nigeria Data Protection Regulation (NDPR) when dealing with your personal data. For the purposes of the NDPR, we will be the “controller” of all personal data we hold about you.

1.5 Consenting to our use of cookies in accordance with the terms of this policy when you first visit our website permits us to use cookies every time you visit our website.

We are Adino Investment Limited.

We can be contacted at: 10A, Alexander Road Ikoyi, V.I. Lagos. info@adinoinvest.com Tel: 08120099414

The following types of personal information may be collected, stored, and used:

1. Information about your computer including your IP address, geographical location, browser type and version, and operating system;

2. Information about your visits to and use of this website including the referral source, length of visit, page views, and website navigation paths;

3. Information such as your email address that you enter when you register with our website;

4. Information that you enter when you create a profile on our website—for example, your name, profile pictures, gender, birthday, relationship status, interests and hobbies, educational details, and employment details;

5. Information such as your name and email address that you enter in order to set up subscriptions to our emails and/or newsletters;

6. Information that you enter while using the services on our website;

7. Information that is generated while using our website, including when, how often, and under what circumstances you use it;

8. Information relating to enquiries, complaints, and feedback you make through our website, which includes your name, address, telephone number, email address, and credit card details;

9. Information that you post to our website with the intention of publishing it on the internet, which includes your username, profile pictures, and the content of your posts;

10. Information contained in any communications that you send to us by email or through our website, including its content and metadata;

11. Any other personal information that you send to us.

Before you disclose to us the personal information of another person, you must obtain that person’s consent to both the disclosure and the processing of that personal information in accordance with this policy.

Personal information submitted to us through our website will be used for the purposes specified in this policy or on the relevant pages of the website. We may use your personal information for the following:

1. Administering our website and business;

2. Personalizing our website for you;

3. Enabling your use of the services available on our website;

4. Processing withdrawal applications on your retirement savings account (RSA);

5. Updating your profile on our database if needed;

6. Sending statements, invoices, and payment reminders to you, and collecting payments from you;

7. Sending you non-marketing commercial communications;

8. Sending you email notifications that you have specifically requested;

9. Sending you our email newsletter, if you have requested it (you can inform us at any time if you no longer require the newsletter);

10. Sending you marketing communications relating to our business or carefully selected third parties, where you have agreed (you can opt out at any time);

11. Providing third parties with statistical information about users (without identifying individuals);

12. Dealing with inquiries and complaints;

13. Keeping our website secure and preventing fraud;

14. Verifying compliance with our website terms and conditions.

If you submit personal information for publication on our website, we will publish and use that information in accordance with the license you grant to us.

We will not, without your express consent, supply your personal information to any third party for direct marketing.

We may disclose your personal information to employees, officers, insurers, advisers, agents, suppliers, or subcontractors where necessary.

We may also disclose your personal information:

1. Where required by law;

2. In connection with legal proceedings;

3. To establish or defend legal rights;

4. To buyers of business assets;

5. Where a court or authority may require disclosure.

Except as provided in this policy, we will not provide your personal information to third parties.

1. Information may be stored, processed, and transferred across countries where we operate.

2. This may include countries without equivalent data protection laws such as the USA, Russia, Japan, China, and India.

3. Information published online may be accessible globally.

4. You agree to these transfers.

1. We retain personal data only as long as necessary.

2. We will delete data in line with our retention policy.

3. We may retain data where required by law or for legal purposes.

1. We take reasonable steps to secure your data.

2. Data is stored on secure servers.

3. Financial transactions are protected by encryption.

4. Internet transmission is not completely secure.

5. You are responsible for keeping your password confidential.

We may update this policy periodically. Check the website for updates.

We are not responsible for third-party privacy policies.

Please inform us if your personal information needs correction.

Our website uses cookies to improve user experience and analyze usage.

You can disable cookies in your browser settings, though this may affect functionality.

You have the right to:

1. Access your personal data;

2. Know how your data is processed;

3. Correct your data;

4. Request deletion in certain cases;

5. Restrict or object to processing;

6. Transfer your data;

Requests may require identification and an administrative fee where applicable.

You may opt out of marketing communications at any time.